We are the Lords of Karma come to greet you. It will take a while for us to Communicate in our style with you, so We need to start slowly and get you used to our ways. Very few people on your Globe understand this subject and no wonder. We will try to offer you ideas of how it works from a basic level and then more complicated issues. You do have some ideas by listening to the other Beings in these Higher Dimensions, but there needs to be further clarification that We will attempt to give you.

Firstly, there is Karma on all levels not just on the physical planes. Therein lies the complication – more on that later.
No Karma can be ‘wiped out’ as there is a machinery which is set in motion that nobody can interfere with.
People are happy to have the existence of Karma as they like to see justice. However, it falls down in their eyes when they see things happen, seemingly without justice.
There are Karmic debts that Souls arrange as you know. Karmic debts can only really be repaid whilst in a physical body.
Karma is the result of the Soul veering from the birth plan in order to complete some mission that they deem important – good or bad.
From the above there is good and bad Karma. When good Karma is amassed then the Soul is apparently blessed with good fortune for a life in the future.