Grace, in a Spiritual sense, happens when an individual is given a Gift (Initiation) which actually lies outside the World he is aware of. He/she is allowed to access that Gift and convert it to a Spiritual State. This Gift comes from the Spiritual Source and is Channelled down through a ‘Conduit’ and bestowed upon another.
The purer the Channel the sweeter the Energy.
It is called Grace because no one can actually ever deserve the bestowing of the Energy. It is a gift, the Ultimate Gift from God (the Source).

On Death

When an ordinary person dies (well, what do you call ordinary, the range is enormous)?
Generally speaking they go to a Place fairly soon after they ‘pass’ which is familiar. Not that they have seen it on Earth, but, for example a gardener would go to a garden or somewhere they would feel comfortable. They would be met by people to help and talk to them. Usually a relief, especially after a trauma or an illness.

The Death of an Adept

When this happens an Adept takes his extended Aura into Spirit. Depending on how much Meditation he has done (been doing) he will either merge straight into the Light or spend time beforehand with his Guide first. There is a massive variation here because someone who has recently become Enlightened and dies will go on an extended route, one who has been Enlightened for some time and who has Meditated well will go straight away to the Light for his Big Sleep.
You can’t just say that because someone is an Adept that ‘this’ or ‘that’ will happen because it really does vary on the quality of their Meditation. Do they truly want to merge with Spirit or have they some interest in helping others, or by studying?
Some may wish to come back again to reincarnate on Earth because they haven’t really recognised what they have!